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Protect your pension

Scammers are after your pension pot.

They know you can now access your savings in new ways and will try to lure you with promises of upfront cash and one-off ‘deals’ with guaranteed high returns.

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We are

Heritage Wealth Advisory

Heritage Wealth Advisory is directly authorised and regulated by the Financial Conduct Authority (FCA number : 672315).

The FCA are an independent watchdog that regulates financial services in the UK and you can check our authorisation and permitted activities on the financial services register by visiting www.fca.org.uk/firms/systems-reporting/register or by calling 0800 111 6768. Our FCA registration number is 672315

Any questions please do not hesitate to get in touch.

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‘Deals’ to look out for

Beware of unregulated investments offering ‘guaranteed returns’. These include exotic sounding investments like hotels, vineyards or other overseas ventures, and deals where your money is all in one place – and therefore more at risk. Visit FCA’s Scam Smart website to see if the deal you’re being offered is a known scam, or has the hallmarks of a scam.

Don’t be rushed into making a decision. Scammers will try to pressure you with ‘time limited offers’ or send a courier to your door to wait while you sign documents. Take your time to make all the checks you need – even if this means turning down an ‘amazing deal’.

Useful links to avoid the scammers!

If you think you’ve been scammed – act immediately

If you’ve already signed something you’re now unsure about, contact your pension provider straight away. They may be able to stop a transfer that hasn’t taken place yet. Then call Action Fraud on 0300 123 2040 to report it.

If you have doubts about what to do, ask The Pensions Advisory Service (TPAS) for help. Call them on 0300 123 1047 or visit the TPAS website for free pensions advice and information.

If you’re aged 50 or over and have a defined contribution pension (a pension not based on your final salary), Pension Wise is there to help you investigate your retirement options. Visit the Pension Wise website to find out more.

get the right advice

What we do

Everyone’s pension needs are different depending on your age, savings, and personal circumstances. But we advise customers in one of the following ways.

Pension Review

Our initial, no obligation free pension review is designed to tell you both what’s not working for you and what is working well.

We will approach your existing provider, gather all the details, analyse your situation and then provide you with a full report.

Pension Transfer/Switch

we will assess your current situation and potentially help improve your retirement prospects by transferring or switching your pension.

If we see that your retirement is heading in the right direction we will tell you that too.

On-going Annual mAdvice

After you’ve been through our Pension Review service – whether you switch Pension or not – you realise you’ve never had advice like this in the past.

We will ensure your pension is on the right track to reaching its full potential.

Contact Us

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